Talking about money
In this week's Premier Skills English podcast, Jack and Rich talk about money and shopping in the market. Rich wants to buy an old football shirt for his cousin's birthday and Jack recommends going to the market. Rich prefers going to the supermarket because he doesn't like to discuss the price of things. The language focus is on vocabulary connected to money and discussing the price when buying something in the market. The task is to tell us about a time when you paid too much for something or bought something for less than what it was worth! As always, we also have a new football phrase for you to guess. Enjoy!
Rich: What have you got there, Jack?
Jack: It’s a special Arsenal medal.
Jack: They were made to celebrate Arsenal’s centenary in 1972. To celebrate 100 years of Arsenal football club.
Rich: Let’s have a look.
Jack: Here you are.
Rich: It’s not much to look at, is it? It’s just a coin (clank on desk). Do you collect this stuff … football memorabilia?
Jack: Yeah. I love it. I’ve got loads. I picked this up at the market earlier today. Do you know Mick? He runs a stall with loads of football memorabilia.
Rich: Was it expensive? How much did you pay for it?
Jack: Only twenty pounds. I think I got a bargain.
Rich: You spent twenty quid on that little medal? A bargain? You’ve been ripped off mate!
Welcome - Money
Rich: Hello my name’s Rich
Jack: and I’m Jack
Rich: and welcome to this week’s Premier Skills English podcast
Jack: Where we talk about football and help you with your English.
Jack: What’s happening this week, Rich?
Rich: In this week’s podcast, we’re talking about money. We’re going to look at lots of words and phrases connected with buying and selling things...
Jack: And we’re going to ask you to tell us about things that you have bought that were very expensive - perhaps that cost more than they should have.
Rich: and those things that you bought that were cheap or a bargain and cost less than you thought they were going to.
Jack: In the podcast and in the activities on this page, we are going to use lots of words and phrases connected to money.
Rich: When you have listened to the podcast and done the activities we hope you can answer the questions at the bottom of the page using some of the new vocabulary you have learnt.
Jack: That’s right. We really want to hear from you to hear about the bargains and well... not bargains you’ve had. And the best way for you to remember any new vocabulary or language is to try and use it straight away.
Rich: You bought that Arsenal medal in the market, in town.
Jack: That’s right. I usually go there every week... on the lookout for a bargain or two.
Rich: That sounds about right. You’re always looking for bargains.
Jack: Hmmm. Are you saying I’m mean?
Rich: No... you just like bargains, to... buy stuff that’s cheap - I mean that costs less than its value - less than what it’s worth. I think that’s sensible. But, do you really think that medal is worth more than twenty pounds?
Jack: Yeah! Mick wanted £30 pounds for it last week so I think I’ve done well to get him down to £20.
Rich: You love all that haggling. I hate it. I always think that I’m going to get ripped off. I much prefer a fixed price like in the supermarket.
Jack: Now that’s where you do get ripped off - you pay way too much when there are fixed prices. In a market, you can haggle - discuss and decide on a price. That way, you only buy when you are happy and the seller only sells when he or she is happy. When I was on holiday once, I bought a leather bag for my mum. I had to haggle hard for it. In the end, when we settled on the price, the shopkeeper told me “It’s a bargain!” I wasn’t so sure - I probably paid too much, but he said: “When you are happy with the price and I am happy with the price, it’s a bargain!”
Rich: Yeah, I suppose when you say it like that, you’re right. Actually, I think I will go to the market later myself.
Rich: Well, it’s my cousin’s birthday and he’s a mad Liverpool fan.
Jack: Ah! So you’re going to Mick’s stall!
Rich: Yeah. My cousin collects old Liverpool shirts and scarves. You can’t buy those in the supermarket.
Jack: You need to go and see Mick. He’s got a great second-hand football stall. He’s got loads of football memorabilia; football programmes, coins, medals and shirts and scarves.
Rich: Great! But I’m a bit worried about haggling about the price.
Jack: You will have to discuss the price a bit - you don’t want to be ripped off!
Rich: Exactly. I want a bargain. Do you think you could help a little?
Jack: I tell you what. Let’s practise. I’ll be Mick - we can practise a little dialogue. Sounds good?
Rich: Sounds great.
Mick: Hello there. Are you looking for anything particular?
Rich: What’s that noise?
Jack: It’s market noise - to help you get into the right mood. Never mind it - just carry on.
Mick: Are you looking for anything particular?
Rich: Erm... just looking thanks.
Mick: We’ve got some real bargains today. Just let me know if I can help.
Rich: Er... what about this Liverpool shirt from 1984?
Mick: Ah... that’s a great choice. Liverpool won the League and European Cup that season. Traditional Liverpool red, top quality and I think it’s the last one too. You don’t see many of them these days. A real collector’s item.
Rich: How much is it?
Mick: For you, I’ve got a special price. Just £60. I’ll even give you a free bag!
Rich: Great! I’ll take it.
Jack: That was awful, Rich. You’ve been totally ripped off. You paid the same as what you’d pay for this season’s shirt!
Rich: Er... yeah, but Mick was... I mean you were very persuasive.
Jack: You need to haggle. Say something like ‘Oh, I’m not sure if I can afford that,’ or ‘that sounds a bit steep, what about twenty pounds?’
Rich: Right OK... Let’s have another go.
Jack: OK, one more time.
Mick: Good afternoon. How can I help you?
Rich: I’m just looking thanks.
Mick: We’ve got some real bargains today. Just ask if you need any help.
Rich: What about this Everton shirt?
Mick: For you, I’ve got a special price. Just £60. I’ll even give you a free bag!
Rich: Ooh... I don’t think I can afford that. What about this Liverpool one?
Mick: Erm..., well... maybe. I could give you that one for £50. It’s a classic from the 1984/85 season, you know. Liverpool won the League and...
Rich: European Cup. Yes, I know. Mmm, £50 pounds still sounds a bit steep. What about £20?
Mick: Twenty?? I can’t sell at that price. What about £40? At that price, you’ve got a great deal.
Rich: £35 and I’ll take it… as long as you throw in a free bag!
Rich: Do you take cards?
Mick: Sorry. Cash only.
Rich: Alright... Here you are.
Mick: That’s £40. Hold on. I’ll just get your change.
Jack: Well done! Much better. You drove a real hard bargain there. I don’t think you will have any problems when you do this for real.
Jack: This time, instead of describing the language, we're going to talk about the vocabulary.
Rich: We’re going to take turns describing one of the words related to money and shopping that we used in this podcast and we want you to shout it out. OK, obviously we can’t hear you, but shout it out anyway - or write it down...
Jack: and at the end, we’ll tell you the words we were describing and you can see if you got them right.
Rich: OK - are you ready?
Jack: Let’s go.
Rich: Number 1: It’s a verb and it means to provide or give but it’s normally used with can or could and then the phrase means to have enough money for something.
Jack: Number 2: This phrase means that that something is expensive.
Rich: Number 3: This is a verb and it means to discuss the price of something in a shop or market.
Jack: Number 4: This is a phrase that means to be on the worse end of a deal involving money.
Rich: Number 5: This is something that you buy for less than what you should normally pay for it.
Jack: Number 6: This is an informal word for pound.
Rich: Number 7: This is the bit of paper you receive to say that you have bought something.
Jack: Number 8: This is a phrase that you use when you want to know if you can pay by credit or debit card in a shop or restaurant.
Rich: Number 9: This is the money that you get back when you pay too much for something.
Jack: Number 10: You might see this phrase if you can’t pay by credit card. You need to use coins and notes.
Rich: Did you get them all? Some of them were quite tricky. Let’s go through the answers.
Jack: Here they are in order: Number 1 was afford.
Rich: Number 2 a bit steep.
Jack: Number 3 haggle.
Rich: Number 4 to be ripped off.
Jack: Number 5 bargain.
Rich: Number 6 quid.
Jack: Number 7 receipt.
Rich: Number 8 Do you take cards?
Jack: Number 9 change.
Rich: Number 10 cash only.
Jack: If you want more practice with this vocabulary, check out the activities on the podcast page on Premier Skills English.
Can you work out this week’s football phrase?
Rich: Have you got a football phrase for us this week?
Jack: Yes, I have, but first, last week’s football phrase. The phrase was to ‘take up’.
Rich: To take up is a phrasal verb which means to start something new - it is usually used when you start a new hobby or sport. Jack has taken up running recently. How’s it going?
Jack: Very well thanks. I just need to keep it up. We had lots of correct answers last week. Well done to Liubomyr and Violinka from Ukraine, Elghoul from Algeria, Mon from Egypt, Zinho from South Korea, dvd023 from Spain, Emir from Bosnia, Ahmed Adam from Sudan, Kwesimanifest and Akosua from Ghana, and Tima from Kazakhstan. You all got the right answer!
Rich: So, what’s this week’s football phrase, Jack?
Jack: This week’s phrase is ***********. We mentioned this at the beginning of the podcast. *********** is the stuff you collect that is connected to a famous person, an interesting place or activity. I collect football ***********. Old things connected to football. Old match programmes, coins and medals that kind of thing
Rich: A little more difficult this week. Right, that’s all we have time for, for now!
Jack: Don’t forget to write your answers to our questions and make a guess at our football phrase in the comments below.
Rich: Bye for now and enjoy your football!
How much did you understand?
In the podcast, Rich and Jack used lots of words connected to money that might be new for you. You can see two examples here:
Do you really think that medal is worth more than twenty pounds?
At that price, you've got a great deal.
There were a few more tricky words in the podcast. Can you remember all of them? Try the activity below, then, listen to the podcast again to hear how we used the words in context. This can really help with understanding.
Haggling at the market
In many countries, including the UK, you can get a better price for something if you haggle. Haggling is discussing or arguing over the price of something. In the UK, it's unlikely that you will haggle over the price of something in a supermarket but it's much more common to haggle in smaller shops and at the market. It's also common to haggle over the price of big things such as cars and houses. In the podcast, Rich and Jack practised a conversation in a market. Have a look at the sentences below and decide if they are good or bad pieces of advice for haggling.
Ask the seller if he or she can reduce the price a little.
Try some small talk. You could talk about the weather, holidays or football.
Make a very low offer but not an offer that would insult the seller.
Be patient. Don't talk about price too soon. Learn more about what you are buying.
Talk about the bad quality of the product. If it's not very good it should be cheaper!
Be positive. Say why you really like the product.
Haggling is not an exact science. With different people and in different places different advice might work better.
- Would any of the advice above be useful in your country?
- What haggling advice would you share?
In this week's podcast, Rich and Jack used a lot of words and phrases about money. We've already looked at some of these words but now we're going to look at the ten words and phrases that Rich and Jack gave definitions for. They asked you to shout the answers out or write them down. Can you remember them? In this activity, take a look at the ten words and phrases again and see how many you can remember.
Have you ever got a bargain?
In the podcast, Jack and Rich spoke about money and shopping at the market. Jack thought that his football medal was a bargain. He only paid £20 for it and he thinks that it is worth more. Let's think about the definition of a bargain one more time:
A bargain is something you buy for less than its true value.
We would like you to tell us about a time when you got a bargain. We want to know:
- What did you buy?
- Why was it cheaper than normal?
- Did you have to haggle?
Have you ever been ripped off?
Rich thinks that the money Jack paid for his football medal was a rip-off. Rich thinks Jack paid too much. Let's think about the definition of a rip-off and to be ripped off again.
A rip-off is something that is not worth the money which you pay for it.
To be ripped off means for someone to cheat another person by asking them to pay too much money for something.
We would like you to tell us about something that you think is a rip-off or a time when someone got ripped off.
- What is the thing that is a rip-off? or How did the person get ripped off?
- Why is this thing so expensive? or Why did this person pay so much money?
- Could you haggle? or Did this person ask for his or her money back?
What do you think?
In this week’s podcast, Jack and Rich spoke about money and prices.
Do you have to haggle for things in your country? Do you like haggling?
Tell us about a time when you got a bargain or were ripped off. Look at the task above for some extra questions and try to use some of the vocabulary from this lesson in your answer.
Can you tell us about a football transfer that you thought was a bargain? Can football clubs still find bargains?
Remember to write your guess at this week's football phrase and answer the questions above in the comments section below.